Top 5 Credit Card US Poker Sites 2020

There are many credit card poker sites out there, allowing players to use their credit cards like Visa and MasterCard to top up their balances and get involved with the action. Credit cards are one of the oldest and most popular forms of online payments, which means that most potential depositors have access to this payment method. This is a big incentive for poker and gambling sites to add this option to their overall portfolio of payment methods. These depositors get to enjoy a great range of benefits that come with using bank cards, such as fast transfers, generous welcome bonus offers, and more. In this review, we'll look into all the different upsides of using a credit card with poker sites as well as some potential downsides of this particular method.

Credit Card Poker Sites Highlights
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  • Fast and reliable transactions from your bank account

  • Play whenever you feel like it

  • Deposit with funds currently not in your bank account

  • Keep in mind that some credit cards don’t accept withdrawals

Playing with Credit Card Poker Sites

Players wanting to use a credit card to deposit with a poker site should experience no particular difficulties in the process. The procedure is quite similar to using a Visa or MasterCard when paying for any other type of service or merchandise on the internet. Since most people in the US have experience with this, they’ll have no problems understanding how to deposit money to a poker room with a credit card.

  • Visit your poker room of choice
  • Log in with your details (username and password)
  • Navigate to the cashier
  • Select credit card as the deposit method
  • Enter the amount you want to deposit
  • Input the required details (name, surname, credit card number, etc.)
  • Wait for the transaction to complete

In most cases, it won’t take longer than 30 seconds for the transaction to be fully processed and the money will appear in your poker account. Once the deposit is fully completed, you’ll be able to use the cash in any way you see fit without any restrictions. Funds are transferred from your bank to the poker room and immediately made available for play.

Different poker sites accept different types of cards but you’ll find that most of the US-facing poker rooms accept Visa, MasterCard, and Amex, for example. Some other cards could be available for deposits as well, such as Discover. Usually, the site will list all the options they accept but in the event you’re unsure, you can always query one of the support agents about it or simply give it a try and see if the transaction goes through.

Advantages of Online Poker Credit Card Rooms

Although many people aren’t too comfortable using their bank cards with online poker sites, there are quite a few advantages to this method. The first and the most obvious one is the ease of use and access. You can simply move cash from your bank account to your online poker room in a matter of seconds and start to play immediately.

With credit cards specifically, you can even make a deposit if you don’t currently have the money in your account. Like with any other transaction of this type, you’ll have to pay it off eventually but you won’t have to wait for the money to hit your bank account to start playing. You can deposit today and square things off with the bank later.

It is no secret that poker rooms love credit card depositors. New players will always be eligible for their welcome bonus when using this method. This is one of the best options for the operators as it makes it very hard for new players to take advantage of their offers. Since there are strict identity checks in place with most poker sites, new customers are prevented from claiming a welcome bonus twice, for example, pretending to be someone else.

So, while using a credit card for gambling transactions may seem uncomfortable, they are, for many reasons, one of the best options out there. This is especially true for those new to online poker and gambling as they may not have access to other methods such as Skrill or Neteller. This method gives them an opportunity to start playing right away without having to go through the process of opening a new account with one of these e-wallets.

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Downsides of Credit Card Poker Sites

Of course, there are certain downsides to using a credit card with gambling sites and poker rooms. Some of these may or may not apply to you as they depend quite a bit on your personal situation. However, it is good to know about them and keep them in mind just in case. The purpose of this review, after all, is to provide you with the most complete set of information possible.

One of the biggest things to think of when using a credit card like Visa to deposit to a poker room or any other gambling venue is the fees. First of all, many operators will charge players transaction fees for these deposits and these can cut into your bankroll. Furthermore, it is quite possible for your financial institution to charge additional fees for these types of transactions as they’re often regarded as cash withdrawals, which can be quite expensive with credit cards.

It isn’t all that uncommon for a bank to straight up decline the transaction. This really varies from one bank to another and there are ways to fix it, but it can all be a bit frustrating and feel way more complicated than it should be. This is especially true in the US where, although online poker and gambling are regulated in many states, financial institutions are still very cautious and often overzealous.

You should also know that some credit cards can’t be used for withdrawals. While your deposit may go through without any problems, when it comes time to withdraw your winnings, you might get the bad news that the poker room can’t send the money back to your used method. This especially applies to MasterCard. In this scenario, you’ll need to have an alternative withdrawal channel ready, which also means sending in additional identification documents and making another deposit just to connect your new method.

It is also worth noting that many banks don’t look kindly upon gambling transactions. If you have a lot of transfers going to and from poker rooms, this can hurt your chances of getting a loan or a mortgage in the future. This can happen even if you’re perfectly reasonable and play well within your limits. It may not seem fair but banks have the right to set their policies and it is good to know about them if you play poker or gamble online.

How Safe Is It to Use Credit Cards with Poker Sites?

Using credit cards for your online poker adventures may not seem like the most prudent thing to do if you’re concerned about the safety of your financial information. After all, leaving your credit card number out there and even having to send the photo of your card to a poker room may seem like a risky proposition.

What we can say is that both long-standing and new poker operators licensed in the US do have to adhere to very strict rules when it comes to these things. They have to protect their players’ information and make sure no one can gain access to them. So, the level of safety is quite high overall with online poker credit card transactions.

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Of course, taking some extra precautions when using a credit card for online poker or gambling is always smart. For example, when sending the picture of your card, you’re usually allowed to hide some of the information, preventing someone from abusing your details. Usually, the site will let you cover your CCV2 for example or even a part of your card number, so no one will have full information they need to use your card.

Even with all this, there is still a certain element of risk involved, which exists with pretty much every credit card transaction. Since you have to provide all the information, it is always possible, even if unlikely, for someone to intercept or somehow get hold of this info. If you’re someone who worries about these things and would rather stay on the safe side, check out our other payment methods banking guide to see what alternatives may be available to you.

Embark on Your Online Poker Adventure Today

If you feel ready to take on the poker world and credit cards seem like the best option to fund these endeavors, you’ll find a great number of poker sites accepting this method on our poker room comparison page poker. Take your time and look for the one that fits your expectations the best. These operators offer different things so you can really find the one that works for you and give your poker career a proper shot.

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1
98%
Variations: 5+
Rake: approx. 5% (Cap $1-$5)
Mobile:
Player Pool: 350 - 1,400
2
97%
Variations: 7+
Rake: approx. 5% (Cap $0.30 - $3.50)
Mobile:
Player Pool: 500 - 3,000
3
96%
Variations: 4+
Rake: approx. 5% (Cap $1-$5)
Mobile:
Player Pool: 350 - 1,400
4
95%
Variations: 4+
Rake: approx. 5% (Cap $0.30 - $3.50)
Mobile:
Player Pool: 500 - 3,000
5
94%
Variations: 8+
Rake: approx. 5% (Cap $1-$5)
Mobile:
Player Pool: 350 - 1,400

Conclusion:
Is Credit Cards right method for you?

Credit cards are among the most popular and widely used options for online poker and online gambling in general. As explained in this review, there are many upsides to using this method, including convenience and the fact you’ll always have access to bonus offers and other promotions. Of course, there are also some downsides, so let this review be your guide and help you make the decision if this is the right method for you.
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