Top 5 Credit Cards US Online Casinos 2022
Although the online gambling industry has come a long way and there are dozens of banking options available to players these days, credit card casino operators are still the most numerous by far. One of the biggest reasons for this is the simplicity of this particular method. A majority of people these days have a credit card of one type or another so they can easily fund their account within seconds and start playing. There are numerous advantages to using this method but there are also some downsides, all of which we’ll look into in the text that follows.
- Fund your casino account within minutes
- Take advantage of all available bonus offers
- Play with money fronted by the bank
- Be careful to stay within your budget
Credit cards casino operators basics
Online casino sites try their best to give players as many deposit and withdrawal options as possible. Some of these methods are harder to implement than others, which is why you don’t see all the different options available across all the operators. When it comes to credit cards, though, most operators offer this method.
Credit cards are one of the earliest instruments to have been used for remote payments, which means they’re usually easier to integrate. Gambling sites can easily set up deals with popular providers such as Visa and MasterCard, which is why you’re almost always able to fund your casino account with a credit card even if other options are virtually non-existent.
Casino credit cards transactions are usually instantaneous, which means players are able to start playing their favorite slots and other games (such as roulette and blackjack) within seconds from the deposit being confirmed. The money is loaded into the cashier immediately and made available for play so there is no waiting time or any other hassle involved with the process.
How to deposit with a credit card?
If you’ve ever purchased anything online via your bank card, you’ll have no problems figuring out how to deposit at an online casino, either. The process is virtually the same as when paying for goods or services on sites such as Amazon or eBay. The only difference is that you won’t receive any tangible goods but the cash in your account that you can use to play with.
Usually, the process of depositing goes something along these lines:
- Log into your casino account
- Navigate to the My Account / Banking section
- Choose the credit card deposit as an option from the list of available options
- Enter the amount you wish to deposit
- On the next screen, enter your credit card details (card number and CCV2, if required)
- Confirm the transaction
There’ll be a short processing time of around 30 seconds while the information you provided is being verified. As long as the details you entered are correct and there are no special blocks on your card preventing you from making gambling-related transactions, the transaction will be confirmed as successful and money will appear in your account.
Once inside your cashier, this money is yours to do with as you like. There are no restrictions whatsoever unless you also take a bonus with your deposit, in which case certain terms and restrictions may apply. In all other instances, money deposited using a bank card is just the same as cash coming from any other source.
Online casino credit card deposits advantages
There are quite a few upsides to using credit cards as the method to transfer money from your bank to your online casino. The first and the most obvious one is, of course, the convenience of this method. There are no intermediary steps of any sorts required and you can simply pull the card out of your wallet, type in a few numbers, and you’ll be ready to go.
Some casinos will even give you an option to memorize your preferred credit card so the next time you want to make a deposit, you’ll simply need to click a few buttons and you’ll be all set. Of course, you should only use this an option on a computer or mobile phone that only you have access to so as to reduce the risk of someone abusing your information.
Another big advantage of this method has to do with casino bonuses. Namely, more and more casinos are restricting their offers to players depositing via credit and debit cards because it is much harder to abuse promotions when utilizing bank cards. It is becoming increasingly harder to find operators that are happy to give generous welcome offers for players using e-wallets, for example.
Finally, as already mentioned, this entire process is very simple and familiar. Even if you’re completely new to online gambling, you’ll experience no problems when depositing with a credit card. It is as easy as paying for anything else online and there are no loops and hoops to go through. Anyone can fund their account with this method.
Disadvantages of credit card deposits
While this may be the most popular online gambling transaction method, there are still some disadvantages to using credit cards with internet casinos. First and foremost, this method is more likely than any other to entail certain processing fees. These fees area a part of the process and some operators will cover them instead of the players but some will require users to pay for the fees themselves.
The second thing to think about when doing credit cards casino transactions is how this might reflect on your credit history. While we do live in a free society and players from the US are now free to gamble at regulated online casinos, many banks don’t look too kindly on transactions related to online gambling. These could hurt your chances of getting a loan, for example, at some point in the future as the bank has full record of your transactions.
With credit cards specifically, you’re gambling with the money that’s not technically yours, i.e. you’ll need to cover the bill at some point. For this reason, it is important to stay in control and keep a close eye on just how much you’re depositing so not to go over your limit. Exactly because it is so easy to deposit with credit cards, they can be quite dangerous if you’re not careful.
It is also worth noting that not all credit cards have the capability of accepting withdrawals. While some of them will work just fine for cashouts, others may not. You need to check this out and make sure to know where you’re at because you might need an alternative way to withdraw your fund when you win. This isn’t a huge issue as most casinos will send you money via a bank transfer regardless of the deposit method used but it still worth paying attention to.
Finally, keep in mind that, in order to confirm your identity, you’ll also need to send the picture of your credit card alongside other documents such as the ID and the proof of residence. If this is something you’re not comfortable with, you’re better off using other methods because this is a mandatory step in the verification process.
How safe is it to use credit cards to gamble online?
One of the biggest concerns that people have over using their credit cards online, whether for gambling or for any other purposes, is the safety of their information. We live in an electronic world where such sensitive information can be easily taken advantage of so these concerns are completely legitimate.
When it comes to properly licensed online casinos and the best casino credit cards operators such as Visa and MasterCard, you can rest assured these companies invest a lot of time, effort, and money into making sure your information is protected as much as humanly possible. All transactions are encrypted using the latest encryption technology and there are various other tools in place to help prevent any data theft.
This is exactly why it is of the utmost importance to stick to regulated sites and avoid offshore casinos at all costs. Unlike properly licensed US casinos, these offshore operators often don’t provide enough protection for their players and some of them have even been found to sell personal information to third-parties.
Another important consideration when using credit cards is that you’re usually protected against criminal activities. Even if your data is compromised and someone makes a purchase using your details, you can dispute the transaction and your bank will usually reimburse you as long as you can show you weren’t the one spending the money.
Start playing your favorite games right now!
All casino operators featured in our casino comparison accept credit cards deposits and withdrawals. So, all you need to do is check out the list and find the one or two you like in terms of their gaming offer, welcome bonus, and other important factors. Once you’ve found your favorite, simply make your account and put some money in – it is simple, easy, and quick. With the help of generous bonuses and Lady Luck, you could be heading for a big cashout!